Booking ~ Insurance

Travel Insurance

We are happy to recommend to you the following travel insurance that has been arranged for us by Global Travel Insurance Services Ltd and which is underwritten for us by AXA Insurance UK plc.

This insurance has been specifically designed so that it covers all the pilgrimages / holidays that we feature, protecting you in full if you have to cancel and providing you with the very best and most effective protection if you are unfortunate enough to require medical attention whilst away from your home.

Don't take unnecessary risks by insuring your holiday anywhere else, as we cannot accept any responsibility or provide assistance if problems arise as a result of inadequate cover. We are confident that this policy is best for you.

A full policy wording will be sent to you with your confirmation of booking. Full details are also available on request.

This insurance is only available to persons who are permanently resident and domiciled in the UK and is valid for holiday between 1st January 2007 and 31st December 2007.

Insurance Product Suitability

This insurance is suitable for persons whose demands and needs are those of a traveller whose:-

As this description contains the key features of the cover provided, it constitutes provision of a statement of demands and needs.

If you would like more information or are unsure of any details contained herein, you should ask Global Travel Insurance Services Ltd for further advice. Top

Insurance Premiums 2008

Continental Europe - (incl 17.5% IPT)
For Adults (aged 17 to 89 years)
Upto 5 days - £25
Upto 10 days - £30
Upto 17 days - £35
Children 3 - 16 years50% of Adult premium
Children under 3 yearsFree of Charge
INSURANCE PREMIUMS are NON-REFUNDABLE and NON-TRANSFERABLE.

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SUMMARY of SUMS INSURED
(per person):
SectionLimit
Cancellation or curtailment £2,000
Medical and other expenses£3,000,000
Hospital benefit£300
Personal accident£10,000
Personal liability £1,000,000
Legal expenses £10,000
Passport, tickets and documents £200
Personal Luggage Money and Valuables* £1,700
*Single article or valuables limit£150
(Wheelchair exception)(£500)
*Limit for baggage delayed over 12 hrs£50
Travel delay(a) £60 (b) £2,000
Missed departure £300
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Emergency Assistance

There is a 24-hour emergency assistance service included in the policy so that any insured person may seek assistance in medical emergencies whilst on pilgrimage / holiday. Full details are contained within the policy document. Top


IMPORTANT INSURANCE INFORMATION

Your attention is brought to some important points of the insurance policy:

Policy Excesses

Under most sections of the policy, claims will be subject to an excess. This means that you will be responsible for paying the first part of the claim. The amount you have to pay is the excess. An excess of £50 applies to each and every claim each insured person under the Cancellation & Curtailment, Medical & Other Expenses and Personal Luggage Money & Valuables sections.

Increased excess for persons aged 65 or over

For persons aged 65 or over the Cancellation & Curtailment and the Medical & Other Expenses excess is doubled.

Increased excess for pre-existing medical conditions.

There is no need to advise us of your pre-existing health conditions, unless you are suffering from a terminal or psychiatric illness.

Provision for the acceptance of all pre-existing health conditions has been made by the application of increased excesses in the event of claims arising. Therefore, for any claim arising from a pre-existing health condition, the excess is increased as follows:-

Under the Cancellation & Curtailment section - double the normal excess.

Under the Medical & Other Expenses section

These increased excesses apply if you suffer from or have a medical history of the following conditions: Arthritic, cardiac, carcinomatous, cerebrovascular, circulatory, colonic, diabetic, digestive, gastrointestinal, gynaecological, hepatic, metabolic, neurological, orthopaedic, pulmonary, renal, respiratory, rheumatic, thrombosis, thyrotropic and/or urinogenital. Top

Main Health Exclusions

We will not pay for claims arising where you or any person upon whose health the trip depends:-

Insurance Product Disclosure

Cancellation rights:

The insurer provides a Money Back Guarantee, enabling you to cancel the insurance within 14 days of issue, should the policy not meet your requirements. No refund of premium is provided for cancellations after this time.

Claims:

Claims are handled by Towergate Chase Parkinson, who act on behalf of the insurer and not the customer in relation to any claim. Their telephone number is 0870-906-3144.

Applicable law:

The law applicable to this insurance contract is English Law.
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© 2007 Mancunia Travel Ltd.


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